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Your Central and South Florida Real Estate Specialists. Se Habla Espanol y Portugues. 954-630-7000 - South FL & 407-389-3710 - Central FL.
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
Where is the world's oldest hotel?
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| A |
The Hotel Ryokan in the village of Awazu, Japan dates back to AD 717, when an inn was built near a hot spring reported to have miraculous healing properties. |
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Independence Real Estate Services
Central and South Florida Branches
Central Florida Contact: 407-389-3710
South Florida Contact: 954-630-7000
General Inquiry: info@NDpendence.com
At Independence Real Estate our Agents are equipped to offer you a unique combination: the clout of a Statewide Company plus the individual attention of a local style boutique. Their seasoned expertise along with powerful resources provides you with the highest degree of service and satisfaction. We Wont stop until the job is done!    
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